Posts by Troy Wink

As the end of the financial year approaches, it’s a busy time for preparing your taxes, reviewing super, and getting your finances in order. Unfortunately, it’s also a peak period for scammers looking to take advantage of people and businesses who are focused on deadlines and end-of-year financial tasks. EOFY creates the perfect environment for…

I went for a ride yesterday on my “analog” mountain bike — a beautiful carbon Trek. I’m a good rider in most conditions, not great; maybe a 6 out of 10, or a 7 when everything’s going my way. Every year, give or take, I head to Whistler with a mate to ride. When we’re…

Preparing for Payday Super is important for your business because it shifts superannuation payments from quarterly to matching your payroll frequency and requires payments to be made within 7 business days. This transition can impact your business, so getting a head start is critical. How Payday Super works Payday Super is a change to how you…

f you run a small business, it is easy to assume cyberattacks are mainly a problem for large organisations. In reality, small businesses are increasingly targeted because attackers know security is often lighter, while business and customer data, may still be valuable. Data security is no longer optional. It is part of running a professional,…

Getting paid on time is essential for managing cash flow and establishing a profitable business. And while staying on top of unpaid invoices helps, there may be times when a customer can’t or won’t pay. Here’s how to handle it. Debt management Even thriving businesses can fail if they run into problems managing cash flow.…

Big payroll changes are coming. From 1 July 2026 employers must pay super contributions at the same time wages, not quarterly. Here’s what you need to know. Payday Super: what employers must do Employers will need to ensure they start preparing their payroll systems following the passing of the Treasury Laws Amendment (Payday Superannuation) Act 2025 on 4…

The festive season is a unique time for small businesses. It can bring a wave of opportunities such as more customers, increased sales, and chances to strengthen relationships. But it also comes with its fair share of challenges like higher operational costs, unpredictable demand, and the quieter period that often follows the silly season. Taking…

Aussie investors have long had a passion for property investment, but it’s also become a key focus for the ATO when it comes to spotting errors in tax returns. The ATO estimates it’s missing out on around $9 billion in unpaid taxes by property investors and it’s planning a major crackdown over the next three years on…

Take a sec to check Scammers aim to take advantage of weak security and plan on you being distracted with everyday life. To keep yourself safe: Stop – Don’t share your personal information such as your myGov sign in details, Tax File Number (TFN), or bank account details, with anyone unless you trust the person and…

When you’ve poured your energy into building a business from the ground up – celebrating milestones, weathering challenges, and investing personal time and money – it’s easy to feel like the company is an extension of yourself. After all, it probably reflects your values, your efforts, and your long-term goals. That’s why moments of overlap…